Top Business News This Week: May 17

This week’s top business news stories looked at the latest
mobile technology, 3D printing, the future of the password, the latest
in the battle over Obamacare and much more. These stories
explain how the news of the week affects you.





Mobile
Nokia introduces a new Lumia 925 Windows phone.
The phone will have a metal case and upgrades to its camera technology.
Observers see the Windows 8

Latest Samsung Products in June : New 8 inch Tablet

Samsung Will Introduce a New 8 Inch Tablet in June, Samsung already has two other tablets in its Galaxy Tab 2 budget series, one bigger and one smaller.



It’s easy to see how an 8 inch tablet would be more portable than the
bigger 10.1 inch Samsung tablet (pictured above). The screen would also
be bigger and easier to see than the smaller 7 inch Samsung tablet.


The Wall Street Journal

Top 20 Youngest Billionaires of 2013 (With Photo)

These 20 billionaires in 2013, are all under 40 years old, quoted from forbes :

Mark Zuckerberg

Age: 28
Net Worth: $13.3 billion




Few
CEOs of any age are under more media scrutiny than Mark Zuckerberg
(who's only 8 days older than Moskovitz). Since taking Facebook public
in May 2012, and getting married days later, the hoodie-wearing founder
has seen his net worth rise and fall with

Tips How to Start a Bar/Club Business

How to Start a Bar or Club Business ? Successful new bars can be in the black within the first six months,
and they can go on to recover their initial investment within three to
five years. However, like many new businesses, the statistics for bars
aren't in favor of the startup. Why do they fail? The first reason is
they didn't have enough capital to keep the business going. The second

Business Tips : Growing Like a Tree

As a businessman, must grow the business like a tree, We don’t want it to be stagnant and become unproductive. However, we must also consider the timing of its growth.



Although the world seems to spin so fast, we don’t always need be hasty in dealing with our business development.

We should not only consider the short-term impact of our decisions and actions, but also reflect on their

Business Tips : Don’t Always Using Brain

Being smart and intelligent is also one of the best tips to
put our business into the right track. We often hear someone telling us to use our brain in order to succeed
in life.
We use our brain in strategic
planning, financial analysis, evaluating people and other activities
that require our wise and deep judgment.



However, there are times that
the brain we have becomes the reason why we

Business Tips : Becoming a Diligent Businessman

We are all informed that by becoming diligent businessman, we can really achieve
what we want to achieve. But as diligence seems to sounds so simple, it
is rarely done right.



Here are tips unlocking the secret to
becoming a diligent business person.

How to become diligent?
To become diligent is difficult, for if it’s only easy, most
businessmen should have not failed in their business

Tips How to Start a Restaurant Business

How to Start a Restaurant Business : whether you want to serve fast food, steak, pizza or coffee, start your
journey here with this comprehensive guide to launching your own food
establishment.




A. Target Markets
No single food-service operation has universal appeal. This is a fact
that many newer entrepreneurs have trouble accepting, but the reality
is that you will never capture 100

Starting a Business with Friends

Business with friends can be a dream if it pans out well. But
it's savvy to have formal agreements in place, in case life throws up
something unexpected.



Ed Browne, partner at commercial law firm Madgwicks Lawyers
in Melbourne, often advises friends who are starting a business
together. He says there are benefits and drawbacks to this approach.

An honest discussion among the partners is

Grammar Rules for Business Owners, Need to Know

Your high school and collegiate days might be behind you, but that
doesn’t mean the English lessons you learned are over as well.
Even in today’s professional business world, I run across endless
grammatical errors in my business dealings. While most typos are
forgivable, others cause confusion and don’t provide a good impression.
Whether you’re posting content for your brand or simply

Build Business Using Facebook

Facebook  and other social platforms like Instagram, Pinterest or Twitter – allows you to reach a much bigger audience much more efficiently. And this can turn into dollars in your hand.

Just ask Dean Ramler, 30, founder of online furniture store Milan Direct. He launched his business in 2006 and, about 18 months ago, decided to venture on to Facebook. He created a page for his business and, in

How to Start and Sell a Service Business

Need we know that everyone can sell a service, because  each of us has skills, knowledge or experience that other people are willing to pay for in the form of a service; or they're willing to pay you to teach them your specific skill or knowledge.



What Are the Advantages of Selling Services?
There are many advantages associated with starting your own business
selling services. Perhaps the

106 Business Ideas : Service Businesses

What are some business ideas around the business about the service see the business ideas around service Businesses below, the services business ideas divided into 6 groups : Personal Services,Marketing and Sales Services,Home Services,Computers and Technology Services,Children's Services, and Event Services :



A. Event Services


Photography
With your eye for photo opportunities-at weddings,

Best Entrepreneurship Tips for Business Owners

There are many aspiring business owners and even
money makers who are already calling themselves entrepreneurs because
they have escaped the corporate cubicle and made themselves their own
bosses. However, entrepreneurship is not all about freedom. It’s not all
about having a business, making money, and having flexible time that
you can enjoy in life.



Entrepreneurship is something that is

Business Ideas : Starting a Business as a Financial Advisor

In topic of business ideas of the day, we'll discuss about Starting a Business as a Financial Advisor, many people ask themselves, Will I have enough money when
I get older?" or "Will I ever be able to retire?". financial hotlines hear these inquiries from everyone from
millionaires to people who are financially pressed. And Alan
Greenspan's ominous warning about the Social Security system

Business Ideas : 10 Pet Businesses

Business ideas come from pet, Many people treat their pets like their
children and, following that logic, most products that people want for
themselves, they'll want for their pets. Just look at recent trends in
the industry--organic foods, homeopathic products, luxury
accessories--and you'll easily find they mirror counterparts for human
folk.
But there are still traditional services and

7 Inspirations and Business Motivations From Baby

Inspiration and business motivation can be found anywhere,  you may found it in unexpected places or learned it from surprising people.

Not exception from new born babies. Yes, from the cute little human beings, who don’t even know how to walk and how to talk.





I always find joy in staring at the cute and innocent faces of babies and in watching their actions and behaviors. They are so

50 Business Ideas for less than $5,000 to Startup

Many people are considering starting a home based business, and for good reasons. On average, people can expect to have two and three careers
during their work life. Those leaving one career often think about
their second or third career move being to their own home.

People who
have been part of the traditional nine-to-five work force and are on the
verge of retiring from that life are

How to Decide Business Structure

To decide on the business structure, you must think about:

What sort of business you will establish
The expected income
The tax structure and how the business income will affect any personal income you have
What sort of personal liability you will have or are prepared to have
Whether the nature of the business is risky and may be attacked by predators
Whether asset protection will be an issue

Money Can Buy Happiness, Are You Sure ?

Think a lottery win would make you happy forever? Many of us do, including a US shopkeeper who just scooped $338 million
in the Powerball lottery – the fourth largest prize in the game's
history. Before the last Powerball jackpot in the United States, tickets
were being snapped up at a rate of around 130,000 a minute. But before
you place all your hopes and dreams on another ticket, here’s

Top 50 Tips for Time Saving of Small Businesses

As a small business owner, free time is probably not something you
have a whole lot of. What you do have a lot of are tasks to accomplish
and deadlines to meet. So how can you better accomplish these tasks in a
shorter amount of time?

Below are 50 time saving tips to help you save time throughout your workday.




50 Time Saving Tips for Small Businesses


1. Create a Plan
Figure out when and

Is Buying A Franchise Same With Buying A Job?

One of the popular question that’s asked of me during the numerous seminars I give on franchise ownership is :

"Aren’t I really just buying myself a job, when I purchase a franchise?"
The answer that I have been giving as of late may surprise you;
"What would be so bad about buying yourself a job today?"

As of this writing, the unemployment numbers are staggering. The U.S. Bureau Of Labor

Franchises Types And How To Find Them

What Types of Franchises Are There, And How Much Do They Cost?
There are 3,000 various franchises available in the US, and they
fall under five general categories.  Cost-wise, they range from $50,000
to over $1,000,000.




Food Service
This category includes everything from:

ice cream shops like DairyQueen.com, ($382,000-$1,828,000 total investment);
to fast food franchises like Buffalo Wild

5 Interesting Facts About Franchising

Franchising business model is phenomenal. Although franchise
ownership is not for everyone, for those that align their skill sets
with the right franchise offering, being a franchise owner usually beats
working for someone else. Here are 5 things that make franchising
fantastic.



1. Proven Model
When you purchase a franchise, the thing that you are really purchasing is a business model.

Franchising Business, What is a franchise?

Introduction To Franchising
The business model of franchising has
been called one of the greatest ever developed. Its popularity has to
do with its proven track record of success, and the relative ease in
which people can become franchise business owners.



Franchising
contributes a sizeable amount of dollars to the U.S. economy, and some
of the data that I’ll be sharing with you here will

How to MakeOver Mindset and Adjust Your Attitude

The mindset makeover and attitude adjustment always begins
between the ears.
Sustaining a positive outlook and energy is not the easiest thing to
do when “stuff happens,” and we are usually our own worst enemy.


The benefits though of a PMA (positive mental attitude) and the
liabilities of pessimism are well documented in various books and
studies. Napoleon Hill’s famous work, “Think and

Tips How to Secure Your Business

There are many business risks that we should detect and
prevent. They can be natural, economical, political and even personal.
For the risks associated with the law of nature, we can get an insurance company to protect business from fire and other natural calamities.



For political and economical reasons, we appropriate funds for
emergency situations. But when personal matters arise, can

5 Reasons You Should Hire a Business Consultant

Hiring a business consultant doesn’t always mean your business is sick and it needs curative attention. Getting the service of a specialist for business consulting could also mean you are maximizing opportunities to ensure that your business would succeed.

Business owners and entrepreneurs have to ensure that their business or enterprise would not suffer the same mistakes that most business

The Secret of Every Business, Businessman Must Know

Doing business is not an easy thing to do. There are more
businessmen who fail than those who succeed.
That is why before you enter into business or continue your
entrepreneurship, you’ve got to learn and understand the following 10
business secrets every business person should know.



1. You need to become self-oriented to succeed in business
We’ve heard it… most marketing experts say that

The Reasons Why Businesses Succeed of Fail

There are many factors why a
business person triumphs and others fall short. They can be technical,
professional and even personal. But to really gain wisdom that will
guide you to achieving real success in business, we need to go to the
roots and deeply reflect on them.

We almost hear and read many reasons
and stories why businesses succeed or fail. But most of them can’t just
change us

100 Success Tips for Your Business

Want to success in your business, ibusinessidea.blogspot.com will give you the best tips, yes 100 tips to success in your business.



All tips are free, This lists a hundred business
and personal success tips, broken down into 10 categories for your
convenience. You may scroll down to the specific topic you are most
interested, or you may simply read it all piece by piece. Enjoy these

A Snapshot of Startups in Small Cities Across the U.S.

These days, entrepreneurs in smaller cities across the U.S. have
plenty of opportunity, thanks to advances in technology that weren't so
readily available five years ago. The proliferation of open-source tools
and cloud computing has made it possible to start a fast-growth company
from virtually anywhere. And social media has given entrepreneurs --
wherever they are located -- a cheap and

Obama’s 2014 Budget Was Released

Obama’s 2014 budget, released in april, months later than it should have
been, has already met stiff opposition from both sides of the aisle. In
an effort to bring Democrats and Republicans to the table, Obama
included provisions that both sides strongly dislike. While the budget
as it was stands today is not expected to pass, it does serves as a key
launch pad for negotiations.



From

10 Questions Before Determining Target Market

"We often overestimate the market size, and in many cases there may not be one at all," says Robert Hisrich, director of the Walker Center for Global Entrepreneurship at the Thunderbird School of Global Management in Glendale, Ariz.


You understand your customer was better, the faster your business will
grow. But new ventures often struggle to define their target market and
set their sights

The Secrets to Winning More Sales

Sales is king in the new economy. Your success will be determined by your ability to generate revenue and sell, not just your products and services, but also yourself.

Too many entrepreneurs fill their time with busy work, rather than
really going after customers. Sales isn't about effort, it's about
results.



Here are 5 signs you're well positioned to succeed at the art of selling:

1.

10 Questions Before Choosing an Office Room

Choosing office room can be very challenging because your decision will have so many repercussions for your business. The wrong location, for example, could cost you employees or clients. What's more, you have to base your choice on your company's future needs, not just your current situation.



Given that landlords prefer lease terms of three to five years, entrepreneurs should consider these

You Need Know 10 Small Business Tax Deductions

Many taxpayers who qualify for a variety of
deductions—most notably the home office deduction—aren’t claiming them.
To help you claim the deductions you deserve, below are 10 small
business tax deductions that may apply to your business. For more
information specific to your business, always consult with your tax
professional.






10 Small Business Tax Deductions You Shouldn’t Ignore

1. 

Top 10 of Business Planning Tips

The Small Business Support Line has put together their tips for business planning success.

Here are top 10 Business Planning Tips :




Is this a great idea?Research
as many aspects of your business as you can before you start it - for
example; is there a market for your product/service? Who are your
competitors? Do you have the financial capacity to start a business?
Have 20/20 vision - your

Business Survival Tips From Scientist

Scientist Charles Darwin’s discoveries and conclusions are as succinct and flawless today as they were at the end of the 19th century, and we can learn from them in ways you may not have expected:




Fight

Perhaps the most shocking element of Darwin’s treatise was that, contrary to the teachings of orthodox religion, the natural world was not a harmonious world of order and beauty, but a

Marketing Tips for Politicians

National or local elections involve lots of money, and we don’t want to spend them without giving a great fight for our victory.

Whether you’re an aspiring politician who wants to be elected for a public leadership position or a public relation consultant who has been hired to build up the name and reputation of your political clients, you have to implement effective and efficient marketing

Small Business Ideas Come From Anywhere

If you’re looking for a small business idea, you won’t need to look very far. Here are some of the basics you might consider when hunting for that next venture.




Opportunity Frontier

Where did you get your latest small business idea? This “accidental entrepreneur” was inspired to create a business around decorative cast covers after her daughter suffered a variety of childhood calamities

Small Business Saturday in U.K.

Small Business Saturday U.K. will be held on December 7, 2013. Small business owners in the U.K. will be getting Small Business Saturday in their country this year.



British businesses and shoppers will see their own version of the highly-popular event that has resulted in over $5 billion in sales for small businesses in the United States last year alone.


Shadow Business Secretary Chukka

How to Avoid Becoming a Customer Service Robot

10 Ways to Avoid Becoming a Customer Service Robot




1. Start with a Script…Then Throw it Away
There is value in using a template of sorts to help anyone in
customer service understand the key points to hit in a phone call. But
relying on that script too much leads to an unfeeling and unpleasant
experience for the customer. If you’re training, run through plenty of
scenarios until your

Tips How to Find Business Opportunities

Business opportunity is one of the important things in business ! How to find business opportunities? What should you consider to find the right business opportunity for you?



Opportunity knocks on your door, but if there are no opportunities
knocking on your door, you don’t have to wait forever and do nothing.
You can go outside, go out of your comfort zone, and explore the outside
world

Some Place to Promote Your Business Blog Through Online Media

As a blogging business, where should you be promoting your blog to
help connect with readers and help them fall in love with your content?



No matter how good your content is, earning a regular readership
requires promoting your blog to audiences who would find it useful. And
that means doing some legwork to promote your blog in as many different
mediums as you can to help readers find it.

Tax Break Reversal in California

Investors and Owners of small businesses in California are ruing a
federal court decision that sticks them with more than $120 million in
bills for back taxes.



Now, according to several reports, state lawmakers are being urged to
reverse a court decision that eliminated the Qualified Small Business
Stock tax break.
The tax break allowed a small business owner or an
investor in small

How to Negotiate Price With Client

Many considerations are needed to be taken in order to have good
results from a negotiation with your client because as vendors, we
always will want to get the good price that is close to our asking price
with a few hassles and problems as much as possible.

On the other hand,
as a customer, we do want a good price with terms that the vendor will
have to organize and do the necessary

Several Ways to Build Personal Brand

On the last post "ibusinessidea.blogspot.com" have post about the importance of a personal brand, this time we will share tips how to build personal brand easily.
Personal brand is
basically your total package as a person, which could be identified
through your name, professional title, achievements, reputation, and
other things that could make people distinguish you from others.



Business

Why Personal Branding is Important in Business

You a business owners, you must know that a personal branding is very important in your business, business owners usually focus on building up their business brand.



A business brand is what makes a company’s business, product or service unique and distinct among others. It is what people or consumers know about your business, which could be identified through your trade name, logo, design,

List of People Name Who Made The Famous Brand Names And Company Names

Do you
know that some of the world’s most prominent brands and biggest
companies, such as Nestlé, Wal-Mart, Walt Disney, DHL, Adidas, Dell,
Ferrari, Honda and McDonald’s are all named after people?



Are you an entrepreneur who’s now thinking crazy to come up with the best name for your business
or brand? If yes, then why not name it after your own name? You might
also take the name of your

Amazon.com Founder "Jeff Bezos" Invest in Business Insider

Chief Executive Officer of Amazon.com "Jeff Bezos" is one of the newest investors in digital publication Business Insider.


Henry Blodget, the former former Wall Street analyst who co-founded Business Insider, announced it saying:


Bezos Expeditions, the personal investment company of Jeff Bezos, has led a new round of financing for Business Insider. Many of our existing investors, including

Profit of Samsung's Soar 53%

Samsung, the world's largest technology company by sales, has produced some jaw-dropping results for the first quarter.



In its preliminary financial update for the first quarter, the South Korean tech giant announced sales Friday of approximately 52 trillion won ($46 billion), up 15% from a year ago. Samsung's operating profit of 8.7 trillion won ($7.7 billion) rose 53% from the first quarter

Top 10 Billionaire in This Year

This year Forbes has uncovered a record 1,426 billionaires. That is
200 more than we found in 2012, another record breaking year. It’s also
nearly 10 times as many as Forbes pinned down in 1987, the year we began
tracking fortunes around the world.



The group is worth $5.4
trillion, an astounding 17 percent jump from a year ago. The average net
worth of a Forbes billionaire is $3.8 billion

Tips Before Hiring a Small-Business Attorney

If you hire an attorney, that professional will be handling some of your company's most sensitive legal issues
so it's important to hire someone you feel comfortable working with. "A
good attorney is also a counselor at law," says Ed Leach, a
small-business attorney in Charlotte, N.C., and former district office
attorney for the Small Business Administration. "When you have a
relationship

How to Make Marketing Strategy

Marketing has changed dramatically since the first print ad was published. That ad was probably run in a local newspaper. More than likely, a farmer told the publisher he had an extra cow and wanted to sell it. The publisher said, “Hey! I’ve got a good idea. Let me mention that cow for sale next time I publish my paper.” The copy probably read: “Cow for sale. $50. Contact Farmer Tom.” The ad was

3 Steps To Making a Decision in Business

For many business owners, this massive number of options can cause
them to put off making a decision.  They fall into believing that if
they can just gather more data and consider more options, they may be
struck with a flash of brilliance that will guide them.



In most cases, the hoped-for flash of brilliance doesn’t materialize
and you are eventually forced into making a decision (i.e.

Using Google Plus Profile for Your Business

Improve Your Google Plus Profile for Business


Google Plus for business continues to gain momentum in the social
media universe and it’s important to know how to create the best
possible profile. This is especially true if you’re promoting your
business.


Click to Enlarge

Below are four steps to improve your Google Plus profile visibility
in search engines and make your online profile

5 Benefits of Social Media for Small Businesses

The social media revolution has changed the way that successful small businesses interact with customers and reach out to new markets.



These 5 benefits will show you how important it is for your small business to start using social media.



Social Media Helps You Create a Personality for Your Business
Advertisements don’t give you much time or space. At best, you get to tell potential

Secret of Success for Small and Medium Enterprise (SME)

At  this moment, not an easy to be owner a small or medium sized enterprise (SME). The cost of living is high, people aren’t spending their money and investors are becoming increasingly conservative.

If you’re an entrepreneur, you may have even found yourself worrying about your cash flow management leaving you in financial hot water last year. But with help, you should be able to achieve your

Mistakes to Avoid for Guest Blogging

Hi, everyone welcome again in "ibusinessidea.blogspot.com", blogging also part from a business, as an editor for several blogs that accept guest posts I see a lot of the same mistakes made over and over.

If you are hoping to become a guest blogger for a particular site, I recommend you review the following mistakes and avoid them.



Failure to Research What the Blog is About

Blogs that are

Test Your Business Idea

Some of the greatest inventors and entrepreneurs admit to having failed at some point in their careers, but Richard Christensen, entrepreneur and author of The Zig Zag Principle (McGraw-Hill, 2011)  says while failing may be a normal part of business and life, most of us are ill-equipped to fail efficiently.


He uses the analogy of skiing to teach entrepreneurs to take deliberate diversions on

How to Protect Your Patents, Trademarks and Copyrights in Overseas Markets

Are you thinking of taking your business global this year? Whether you are a service-based business or hoping to export your products, it’s critical that you take steps to protect your trademarks, copyrights and patents overseas.


Why? Industry estimates suggest that $250 billion is lost by businesses each year due to infringement of intellectual property (IP) rights in international markets.

10 Local Marketing Tips, You Can Implement Today

Have you ever wondered why some local businesses seem to be thriving by marketing themselves only on the Internet? So did we. And we discovered that you must start with Google.



However, you have to go above and beyond it to make the Web a real game changer for your small local business.
There are thousands of different ways to market your business on the Internet. But we know you’re very busy

Now Is Time for PINTEREST to Start Generating Revenue

Pinterest, the company whose trademark social pinboard allows users to display images they find appealing, has decided it's time to work toward profitability. "A lot of last year was keeping up with growth
[and] the big change with touch-screen devices," founder Ben Silbermann said. "[This year], we're building foundations to monetize." What are it's plans? Pinterest is getting ready to

Teaching Kids to be Business Savvy

One of the best reports I read this summer - about students from age 10 being taught business and economics under the proposed national curriculum – received scant coverage. Nobody seemed terribly excited by the idea, even though teaching primary school kids about business is brilliant.



I have long argued we need to teach entrepreneurship at schools. Predictably, the draft shape of economics

You Should Switch to Google Apps

Below, I outline the top reasons your business needs to be on Google Apps:




1. The Cloud
2012 was the year of the cloud and 2013 is carrying the momentum.
With that momentum, businesses see the opportunity that Google Apps
presents. In fact, according to International Data Corporation analyst
Melissa Webster, Google will gain momentum this year because there’ll be
a lot of collaboration

9 Sales Tips for Introverts

Meet me at a party and I won't have a lot to say. Sit next to me on a cross-country flight and I may not say a word to you the entire trip.

I am an introvert.



It has never been easy for me to start a conversation with people I don't know. But you wouldn't know it if you saw me on a Google Hangout, in a TV interview or at one of my sales seminars. When I got out of college I was terrified to

5 Ways to Succeed in Any Economy

The more difficult the economy, the greater the opportunities -- but only for those who are strong, well-prepared and persistent. Many people are fixated by national or even global economic doom and gloom. Many wait for a magic fix, only to realize it will never come.

We are now in what I like to call an “eat what you kill" environment, where the people who win are those who take the initiative

Three Best Rules of Negotiating

The art of negotiating escapes most of us, even good salespeople, because few take the time to correctly understand the word and follow the Best rules of negotiating.



The first and biggest error is a misunderstanding of the word. When I ask people at my Closers workshop what the word “negotiating” means, I get answers like, "how good a deal can I get" and "how cheap can I buy." For many people

Are Schools Can Make You a Better Entrepreneur?

Over the course of my career as a business journalist, I've interviewed scores of entrepreneurs. One thing they all have in common is a passion for their work. One thing they don't have in common is their educational background.



Some have high school diplomas. Many have bachelor's degrees. Others have MBAs. Entrepreneurship definitely is not a one-size-fits-all kind of world when it comes to

Website Design Services for Small Businesses

The Internet is already conveniently accessible, not only through our desktop computers and laptops, but also through mobile gadgets like tablet PCs and smart phones. There can even be Internet connection on the latest cameras and televisions. Finding answers to our questions is only a click away through the Internet. People can just look on search engines, like Google, Yahoo and Bing, to find

5 Small Business Trends in 2013

Below are some of the trends that I feel will be driving small business in 2013:



1. Startup Surge

Many are predicting more businesses will be started in 2013.  Part of it led by Millennials who have wholeheartedly embraced entrepreneurship, and part of it from the explosive growth of the freelance economy.

In the latest Elance Global Business Survey, 40 percent of respondents were doing

In 2013, What Consumers Can Expect ?

I don’t have a crystal ball, but I am in contact with a lot of experts in consumer protection, marketing and fraud prevention. Based on information provided by these trusted sources, here are some predictions about what you can expect in 2013.ANTICIPATED PRICE HIKESThe U.S. Department of Agriculture predicts grocery bills will rise 3 to 4 percent in 2013. Higher feed costs will continue to push

You'll Lose Thousands when Refinancing your Mortgage When Make This Mistake

I had just borrowed about a quarter-million dollars and my question was simple: "How do I pay you back?"

The woman on the other end of the phone, however, couldn't tell me. Ten days had passed since I signed the papers to refinance my home and, with the holidays approaching, I was worried my first payment would be late. She tried to soothe me with perhaps the most misunderstood phrase of the